If you’re like most investors who like to balance risk in their portfolio, you likely have a mix of stocks, options and mutual funds. If this is the case, there is one other asset class that you should consider adding to your portfolio and that’s bonds.  Bond investing can help you preserve your capital and [...]
A high interest savings account, also known as a high-yield savings account, or a little bit different than other savings accounts in that they usually provide you with a higher APY or average percentage yield. These accounts have popped as a way for banks to compete for premium accounts from account holders who generally deposit [...]
If you want to create a sustainable lifetime income for yourself that will carry you well into retirement; one that you don’t have to resort to using high interest rate debt just to support your lifestyle, there are some retirement investing tips you can use to make sure you stay on the right track. These [...]
People considering life insurance usually think of the most common policy — term life insurance. Unfortunately, this type of policy does not build savings or have any investment benefits. With term life insurance, you’re basically providing a safety net for your family should something unexpected happened to you. Should you die during the term of [...]
If you’re savvy investor, you probably invest some of your money into fixed income type investment strategies. These types of instruments are not subject to the often wild fluctuations of the stock market. Perhaps the most stable of these investments is the certificate of deposit or CD. Many people may think that you can simply [...]
What Is A Certificate Of Deposit? A certificate of deposit is what is known as a time deposit. Certificates of deposit or, CDs as they are commonly known, are issued by banks, credit unions and other financial institutions. They’re similar in nature to savings accounts in that they are insured and very low risk. You [...]
